Blog

Pay and salary guides

What jobs pay in the UK, how to read a payslip, the minimum wage, tax codes, overtime, holiday and sick pay.

Tax codes explained: 1257L, emergency codes, BR, 0T and K codes

What 1257L means, why a new job can put you on an emergency code, and what BR, 0T, D0, NT and K codes do to your pay, with how to get a wrong code fixed and any overpaid tax back.

6 min read
Take home pay on £12.71 an hour at 37.5, 40 and 48 hours a week

What the National Living Wage leaves you after tax, National Insurance and pension in 2026 to 2027, worked out line by line for 37.5, 40 and 48 hour weeks, with the thresholds shown.

6 min read
Statutory Sick Pay in 2026: paid from day one, and no earnings limit

Since 6 April 2026, SSP is paid from the first day off sick, with no minimum earnings test. It is £123.25 a week or 80% of your normal weekly earnings, whichever is lower. Here is how it works.

5 min read
Overtime pay in the UK: what the law does and does not require

There is no legal right to time and a half in the UK. Your contract decides overtime rates, but the minimum wage, the 48 hour week and holiday pay rules all still apply. Here is where the lines are.

5 min read
Night shift premiums and unsocial hours pay: what you are owed

No law makes employers pay more for nights, weekends or bank holidays. Here is what a typical premium looks like, what the law does protect for night workers, and how a premium interacts with the minimum wage.

5 min read
National Minimum Wage 2026: the rates by age, and when yours changes

From 1 April 2026 the National Living Wage is £12.71 an hour at 21 and over, £10.85 at 18 to 20 and £8.00 for under 18s and apprentices. Here is who gets which rate and when it changes.

5 min read
How to read a UK payslip, line by line

Gross pay, tax code, NI letter, pension, student loan, year to date: what every line on a UK payslip means, what must legally be on it, and the five checks worth doing every payday.

6 min read
Holiday pay for irregular hours: the 12.07% rule explained

If your hours change week to week, holiday builds up at 12.07% of the hours you work, and since April 2024 it can be rolled up into your hourly pay. Here is how it is worked out and what to check.

5 min read